Stablecoin payments accelerate on Revolut
Stablecoin adoption on fintech platform Revolut saw a sharp acceleration in 2025, with estimated payment volumes rising 156% year over year to around $10.5 billion. The surge highlights the growing role of stablecoins in everyday digital payments, particularly among retail users seeking faster and cheaper alternatives to traditional transfers.
Although Revolut has not released official stablecoin transaction data for 2025, crypto researcher Alex Obchakevich estimates that stablecoin payments nearly doubled their share of total Revolut transactions compared with 2024. His analysis is based on on-chain data from Dune Analytics.
“Despite the small absolute share, the dynamics are impressive,” Obchakevich noted, pointing to consistent growth across multiple blockchain networks.
Everyday payments drive stablecoin usage
Data shows that Revolut users are not just experimenting with crypto but actively using stablecoins for practical payments. Transfers between $100 and $500 accounted for roughly 30% to 40% of all stablecoin transactions on the platform.
This pattern suggests stablecoins are increasingly used for everyday, medium-sized payments rather than only large transfers or speculative activity. The trend strengthens the case for stablecoins as a functional payment tool within modern fintech ecosystems.
Commission-free USDC and USDT exchanges
Revolut reinforced its stablecoin strategy in October by launching a feature that allows users to exchange US dollars for USDC and USDT at a 1:1 rate. The service comes with no commissions or hidden fees, lowering barriers for users entering stablecoin-based payments and transfers.
This move aligns with Revolut’s broader push to integrate crypto payments more deeply into its banking app, making stablecoins accessible to a mainstream audience.
Ethereum and Tron dominate transaction volumes
Revolut currently supports several blockchain networks, including Ethereum, Tron, Polygon, Solana, Arbitrum and Optimism. Among them, Ethereum dominates stablecoin activity, accounting for more than two-thirds of total transaction volume. Tron follows in second place with 22.8%.
The dominance of these networks reflects their established infrastructure, liquidity, and popularity for stablecoin transfers, particularly in cross-border payment use cases.
Stablecoin market outlook turns increasingly bullish
The global stablecoin market is currently valued at around $312 billion. According to estimates from the US Treasury, the sector could expand to $2 trillion by 2028 as adoption accelerates across retail and institutional users.
Long-term projections are even more ambitious. Bloomberg Intelligence recently forecast that stablecoin payment flows could grow at an 81% compound annual growth rate, reaching $56.6 trillion by 2030. Retail usage is expected to be a major driver of this expansion.
Institutions race to adopt stablecoin payments
Revolut is not alone in pushing stablecoins into mainstream finance. Western Union plans to launch a stablecoin settlement system on Solana in the first half of 2026. Meanwhile, MoneyGram and Zelle are also rolling out stablecoin-based solutions aimed at speeding up cross-border and domestic payments.
As fintech firms and legacy payment providers converge on stablecoins, Revolut’s 2025 growth figures underline a broader shift toward blockchain-powered payments becoming part of everyday financial life.
